{"id":15773,"date":"2025-08-01T17:40:59","date_gmt":"2025-08-01T12:10:59","guid":{"rendered":"https:\/\/merabharat24.com\/?p=15773"},"modified":"2025-08-01T17:40:59","modified_gmt":"2025-08-01T12:10:59","slug":"%e0%a4%aa%e0%a5%87%e0%a4%82%e0%a4%b6%e0%a4%a8-%e0%a4%95%e0%a5%87-%e0%a4%b2%e0%a4%bf%e0%a4%8f-%e0%a4%b8%e0%a4%a1%e0%a4%bc%e0%a4%95-%e0%a4%aa%e0%a4%b0-%e0%a4%89%e0%a4%a4%e0%a4%b0%e0%a5%87-%e0%a4%b9","status":"publish","type":"post","link":"https:\/\/merabharat24.com\/?p=15773","title":{"rendered":"\u092a\u0947\u0902\u0936\u0928 \u0915\u0947 \u0932\u093f\u090f \u0938\u0921\u093c\u0915 \u092a\u0930 \u0909\u0924\u0930\u0947 \u0939\u091c\u093e\u0930\u094b\u0902 \u0936\u093f\u0915\u094d\u0937\u0915"},"content":{"rendered":"<p>\u092e\u0925\u0941\u0930\u093e\u0964 \u0905\u091f\u0947\u0935\u093e\/NMOPS \u0915\u0947 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0906\u0935\u093e\u0939\u0928 \u092a\u0930 \u092a\u0942\u0930\u0947 \u0926\u0947\u0936 \u092e\u0947\u0902 \u091c\u093f\u0932\u093e \u092e\u0941\u0916\u094d\u092f\u093e\u0932\u092f\u094b\u0902 \u092a\u0930 NPS\/UPS \u0915\u0947 \u0916\u093f\u0932\u093e\u092b \u0930\u094b\u0937 \u0926\u093f\u0935\u0938 \u092e\u0928\u093e\u092f\u093e \u0917\u092f\u093e\u0964 \u092e\u0925\u0941\u0930\u093e \u092e\u0947\u0902 \u092f\u0939 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e \u091c\u093f\u0932\u093e \u0909\u092a\u093e\u0927\u094d\u092f\u0915\u094d\u0937 \u0915\u092a\u094d\u0924\u093e\u0928 \u0938\u093f\u0902\u0939 \u0915\u0947 \u0928\u0947\u0924\u0943\u0924\u094d\u0935 \u092e\u0947\u0902 \u0939\u0930 \u0935\u093f\u092d\u093e\u0917 \u0915\u0947<a href=\"https:\/\/merabharat24.com\/wp-content\/uploads\/2025\/08\/IMG-20250801-WA0774.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-15774\" src=\"https:\/\/merabharat24.com\/wp-content\/uploads\/2025\/08\/IMG-20250801-WA0774-300x142.jpg\" alt=\"\" width=\"300\" height=\"142\" srcset=\"https:\/\/merabharat24.com\/wp-content\/uploads\/2025\/08\/IMG-20250801-WA0774-300x142.jpg 300w, https:\/\/merabharat24.com\/wp-content\/uploads\/2025\/08\/IMG-20250801-WA0774-700x331.jpg 700w, https:\/\/merabharat24.com\/wp-content\/uploads\/2025\/08\/IMG-20250801-WA0774-768x363.jpg 768w, https:\/\/merabharat24.com\/wp-content\/uploads\/2025\/08\/IMG-20250801-WA0774-116x55.jpg 116w, https:\/\/merabharat24.com\/wp-content\/uploads\/2025\/08\/IMG-20250801-WA0774.jpg 1280w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a> \u0936\u093f\u0915\u094d\u0937\u0915,\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940, \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u0928\u0947 \u0930\u094b\u0937 \u092e\u093e\u0930\u094d\u091a \u092e\u0947\u0902 \u0938\u0947\u0920 \u092c\u0940 \u090f\u0928 \u092a\u094b\u0926\u094d\u0926\u093e\u0930 \u0938\u0947 \u0921\u0940 \u090f\u092e \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f \u0924\u0915 \u092c\u093e\u0907\u0915 \u0930\u0948\u0932\u0940 \u0928\u093f\u0915\u093e\u0932 \u0915\u0930 \u0905\u092a\u0928\u093e \u0906\u0915\u094d\u0930\u094b\u0936 \u0935\u094d\u092f\u0915\u094d\u0924 \u0915\u093f\u092f\u093e\u0964 \u0924\u0924\u094d\u092a\u0936\u094d\u091a\u093e\u0924 \u091c\u093f\u0932\u093e\u0927\u093f\u0915\u093e\u0930\u0940 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u092e\u093e\u0966 \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u090f\u0935\u092e \u092e\u093e\u0966 \u092e\u0941\u0916\u094d\u092f\u092e\u0902\u0924\u094d\u0930\u0940 \u0915\u094b \u0938\u0902\u092c\u094b\u0927\u093f\u0924<a href=\"https:\/\/merabharat24.com\/wp-content\/uploads\/2025\/08\/IMG-20250801-WA0774-1.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-15775\" src=\"https:\/\/merabharat24.com\/wp-content\/uploads\/2025\/08\/IMG-20250801-WA0774-1-300x142.jpg\" alt=\"\" width=\"300\" height=\"142\" srcset=\"https:\/\/merabharat24.com\/wp-content\/uploads\/2025\/08\/IMG-20250801-WA0774-1-300x142.jpg 300w, https:\/\/merabharat24.com\/wp-content\/uploads\/2025\/08\/IMG-20250801-WA0774-1-700x331.jpg 700w, https:\/\/merabharat24.com\/wp-content\/uploads\/2025\/08\/IMG-20250801-WA0774-1-768x363.jpg 768w, https:\/\/merabharat24.com\/wp-content\/uploads\/2025\/08\/IMG-20250801-WA0774-1-116x55.jpg 116w, https:\/\/merabharat24.com\/wp-content\/uploads\/2025\/08\/IMG-20250801-WA0774-1.jpg 1280w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a> \u091c\u094d\u091e\u093e\u092a\u0928 \u0926\u093f\u092f\u093e \u0917\u092f\u093e\u0964 \u092c\u0921\u093c\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u0936\u093f\u0915\u094d\u0937\u0915, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940, \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u0939\u093e\u0925\u094b\u0902 \u092e\u0947\u0902 \u092a\u0941\u0930\u093e\u0928\u0940 \u092a\u0947\u0902\u0936\u0928 \u092c\u0939\u093e\u0932 \u0915\u0930\u094b, NPS \/ UPS \u0916\u0924\u094d\u092e \u0915\u0930\u094b, \u092a\u0947\u0902\u0936\u0928 \u0939\u0915 \u0939\u0948 \u0932\u0947\u0915\u0930 \u0930\u0939\u0947\u0902\u0917\u0947, \u090f\u0915 \u0926\u0947\u0936 \u090f\u0915 \u0935\u093f\u0927\u093e\u0928 \u0924\u094b \u092a\u0947\u0902\u0936\u0928 \u0915\u094d\u092f\u094b\u0902 \u0928\u0939\u0940\u0902 \u090f\u0915 \u0938\u092e\u093e\u0928, \u091c\u0948\u0938\u0947 \u0928\u093e\u0930\u0947 \u0932\u093f\u0916\u0947 \u0939\u0941\u090f \u0924\u0916\u094d\u0924\u093f\u092f\u093e\u0902 \u0932\u0947\u0915\u0930 \u0915\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u0947\u091f \u092a\u0930 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u093f\u092f\u093e\u0964 \u091c\u093f\u0932\u093e \u0938\u0902\u0930\u0915\u094d\u0937\u0915 \u0936\u0948\u0932\u0947\u0902\u0926\u094d\u0930 \u0915\u0941\u092e\u093e\u0930 \u092f\u093e\u0926\u0935 \u0935 \u091c\u093f\u0932\u093e \u0909\u092a\u093e\u0927\u094d\u092f\u0915\u094d\u0937 \u0915\u092a\u094d\u0924\u093e\u0928 \u0938\u093f\u0902\u0939 \u0928\u0947 \u092c\u0924\u093e\u092f\u093e \u0915\u093f OPS \u092e\u0947\u0902 \u201cDefined Benefit\u201d (60% \u0935\u0947\u0924\u0928 \u0924\u0915 \u092a\u0947\u0902\u0936\u0928) \u0925\u0940, \u091c\u092c\u0915\u093f NPS \u201cDefined Contribution\u201d \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u0948\u0964\u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u0917\u093f\u0930\u093e\u0935\u091f \u0906\u0928\u0947 \u092a\u0930 \u092a\u0947\u0902\u0936\u0928 \u0918\u091f \u0938\u0915\u0924\u0940 \u0939\u0948\u0964\u092a\u0941\u0930\u093e\u0928\u0940 \u092a\u0947\u0902\u0936\u0928 \u092c\u0939\u093e\u0932\u0940 \u0915\u0947 \u0932\u093f\u090f \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0906\u0935\u093e\u0939\u0928 \u0915\u093f\u092f\u093e \u0938\u092d\u0940 \u092a\u0947\u0902\u0936\u0928 \u0935\u093f\u0939\u0940\u0928 \u0905\u0927\u093f\u0915 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0905\u091f\u0947\u0935\u093e \u0938\u0947 \u091c\u0941\u0921\u093c\u0915\u0930 \u0907\u0938 \u092e\u093f\u0936\u0928 \u0915\u094b \u0915\u093e\u092e\u092f\u093e\u092c \u092c\u0928\u093e\u090f\u0964<br \/>\n\u091c\u093f\u0932\u093e \u092e\u0902\u0924\u094d\u0930\u0940 \u090f\u0935\u0902 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092e\u0940\u0921\u093f\u092f\u093e \u092a\u094d\u0930\u092d\u093e\u0930\u0940 \u092e\u0928\u0940\u0937 \u0926\u092f\u093e\u0932 \u0935 \u0906\u0908\u091f\u0940 \u0938\u0947\u0932 \u092a\u094d\u0930\u0926\u0947\u0936 \u092a\u094d\u0930\u092d\u093e\u0930\u0940 \u092a\u094d\u0930\u092e\u094b\u0926 \u092a\u091f\u0947\u0932 \u0928\u0947 \u0915\u0939\u093e \u0915\u093f \u090f\u0928\u092a\u0940\u090f\u0938 \u090f\u0915 \u091b\u0932\u093e\u0935\u093e \u0938\u093e\u092c\u093f\u0924 \u0939\u0941\u0906 \u0939\u0948 \u0939\u092e\u0947\u0902 OPS \u092c\u0939\u093e\u0932 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f \u0905\u0928\u094d\u092f\u0925\u093e \u0906\u0902\u0926\u094b\u0932\u0928 \u091c\u093e\u0930\u0940 \u0930\u0939\u0947\u0917\u093e\u0964\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u093e \u0906\u0902\u0926\u094b\u0932\u0928 \u0905\u092c \u091c\u0928 \u0906\u0902\u0926\u094b\u0932\u0928 \u0915\u093e \u0930\u0942\u092a \u0932\u0947 \u091a\u0941\u0915\u093e \u0939\u0948 \u0914\u0930 \u0938\u0924\u094d\u0924\u093e \u0915\u094b \u092f\u0939 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0947\u0917\u093e \u0915\u093f \u0909\u0938\u0928\u0947 \u091c\u094b \u092f\u0942\u092a\u0940\u090f\u0938 \u0932\u093e\u0917\u0942 \u0915\u093f\u092f\u093e \u0939\u0948 \u0935\u0939 \u0926\u0947\u0936 \u0939\u093f\u0924 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<br \/>\n\u092e\u093e\u0902\u091f \u092c\u094d\u0932\u0949\u0915 \u0905\u0927\u094d\u092f\u0915\u094d\u0937 \u0938\u0940\u092e\u093e \u0915\u0941\u092e\u093e\u0930\u0940 \u0924\u0925\u093e \u0938\u0924\u0940\u0936 \u0930\u093e\u0935\u0924 \u0928\u0947 \u0915\u0939\u093e \u0915\u093f \u0939\u092e NPS \u0915\u0947 \u0916\u093f\u0932\u093e\u092b \u0906\u0935\u093e\u091c \u0909\u0920\u093e\u0924\u0947 \u0930\u0939\u0947\u0902\u0917\u0947 \u0914\u0930 \u091c\u092c \u0924\u0915 \u0938\u0930\u0915\u093e\u0930 \u0939\u092e\u093e\u0930\u0940 \u092e\u093e\u0902\u0917\u0947 \u0928\u0939\u0940\u0902 \u092e\u093e\u0928\u0924\u0940 \u0939\u0948 \u0924\u094b \u0906\u0917\u0947 \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 25 \u0928\u0935\u0902\u092c\u0930 \u0915\u094b \u0938\u092d\u0940 \u0936\u093f\u0915\u094d\u0937\u0915,\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940,\u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u0926\u093f\u0932\u094d\u0932\u0940 \u092e\u0947\u0902 \u090f\u0915 \u092c\u0939\u0941\u0924 \u092c\u0921\u093c\u093e \u0906\u0902\u0926\u094b\u0932\u0928 \u0915\u0930\u0947\u0902\u0917\u0947\u0964<br \/>\n\u091c\u094d\u091e\u093e\u092a\u0928 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u094b\u0902 \u092e\u0947\u0902 \u0936\u0948\u0932\u0947\u0902\u0926\u094d\u0930 \u0915\u0941\u092e\u093e\u0930 \u092f\u093e\u0926\u0935, \u0930\u093e\u091c\u0947\u0936 \u0915\u0941\u092e\u093e\u0930 \u0938\u0930\u094b\u091c, \u092e\u0928\u0940\u0937 \u0926\u092f\u093e\u0932,\u0915\u092a\u094d\u0924\u093e\u0928 \u0938\u093f\u0902\u0939,\u0938\u0924\u0940\u0936 \u0930\u093e\u0935\u0924, \u0915\u0930\u0928 \u092a\u093e\u0932 \u0938\u093f\u0902\u0939,\u0938\u093e\u0930\u093f\u0915\u093e \u0938\u093f\u0902\u0939, \u091a\u0947\u0924\u0928\u093e \u091a\u094c\u0939\u093e\u0928,\u0938\u0940\u092e\u093e \u0915\u0941\u092e\u093e\u0930\u0940,\u0938\u0941\u0928\u0940\u0932 \u0936\u094d\u0930\u0940\u0935\u093e\u0938\u094d\u0924\u0935 \u092e\u093e\u0927\u0941\u0930\u0940 \u0936\u0930\u094d\u092e\u093e, \u092a\u093e\u092f\u0932 \u0916\u0924\u094d\u0930\u0940, \u0938\u0941\u0930\u0947\u0902\u0926\u094d\u0930 \u0909\u092a\u093e\u0927\u094d\u092f\u093e\u092f, \u0906\u0928\u0902\u0926 \u0930\u093e\u0920\u094c\u0930, \u0936\u094d\u0930\u0935\u0923 \u092f\u093e\u0926\u0935, \u092a\u094d\u0930\u092e\u094b\u0926 \u092a\u091f\u0947\u0932, \u0905\u0936\u094b\u0915 \u0936\u0930\u094d\u092e\u093e \u0939\u093f\u0930\u0926\u0947\u0936 \u0936\u0930\u094d\u092e\u093e, \u0917\u094c\u0930\u0935 \u0915\u0941\u092e\u093e\u0930, \u0905\u0928\u093f\u0932 \u0915\u0941\u092e\u093e\u0930 \u0938\u093f\u0902\u0939, \u092a\u0935\u0928 \u092a\u094d\u0930\u0924\u093e\u092a \u0938\u093f\u0902\u0939, \u0926\u093f\u0928\u0947\u0936 \u0915\u0941\u092e\u093e\u0930 \u0936\u0930\u094d\u092e\u093e, \u0930\u093e\u091c\u092a\u093e\u0932 \u0938\u093f\u0902\u0939 \u0906\u0926\u093f \u0938\u0948\u0915\u0921\u093c\u094b\u0902 \u0936\u093f\u0915\u094d\u0937\u0915 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0941\u090f\u0964<\/p>\n<div class='share-to-whatsapp-wrapper'><div class='share-on-whsp'>Share on: <\/div><a data-text='\u092a\u0947\u0902\u0936\u0928 \u0915\u0947 \u0932\u093f\u090f \u0938\u0921\u093c\u0915 \u092a\u0930 \u0909\u0924\u0930\u0947 \u0939\u091c\u093e\u0930\u094b\u0902 \u0936\u093f\u0915\u094d\u0937\u0915' data-link='https:\/\/merabharat24.com\/?p=15773' class='whatsapp-button whatsapp-share'>WhatsApp<\/a><div class='clear '><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>&#2350;&#2341;&#2369;&#2352;&#2366;&#2404; &#2309;&#2335;&#2375;&#2357;&#2366;\/NMOPS &#2325;&#2375; &#2352;&#2366;&#2359;&#2381;&#2335;&#2381;&#2352;&#2368;&#2351; &#2310;&#2357;&#2366;&#2361;&#2344; &#2346;&#2352; &#2346;&#2370;&#2352;&#2375; &#2342;&#2375;&#2358; &#2350;&#2375;&#2306; &#2332;&#2367;&#2354;&#2366; &#2350;&#2369;&#2326;&#2381;&#2351;&#2366;&#2354;&#2351;&#2379;&#2306; &#2346;&#2352; NPS\/UPS &#2325;&#2375; &#2326;&#2367;&#2354;&#2366;&#2347; &#2352;&#2379;&#2359; &#2342;&#2367;&#2357;&#2360; &#2350;&#2344;&#2366;&#2351;&#2366; &#2327;&#2351;&#2366;&#2404; 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